Following regular feedback from adviser firms around the challenges of comparing platform pricing on a truly like-for-like basis, alongside the wider industry focus on how platform costs and cash interest are disclosed, we have developed a new Platform Charge & Cash Interest Calculator.

Headline platform charges only tell part of the story. The way platforms treat interest earned on client cash can also have a meaningful impact on overall cost, but this is not always easy to identify when comparing providers.

Our calculator is designed to make that impact clearer by bringing explicit platform charges and retained cash interest together in one place, helping you look beyond headline pricing and compare the overall cost of different platform solutions more consistently.  

It should really be used to highlight the indicative impact rather than a forecaster, which is why we have tried to keep it simple with core wrappers and no ongoing inflows or outflows.

You will be able to access the tool here; https://tom.soderbergpartners.se/sp-pla/

Please find attached a user guide, and a second guide to help explain the outputs.