When you setup a joint GIA, you’re asked to choose who the lead client is on the account. This will be the client whose bank details will be linked to the joint account and that if a withdrawal is processed, will be the client who receives the proceeds.

Once you’ve created the account, you can review the lead client details in account details on the joint account in question.

Click on the joint account from the ‘Accounts’ tab:

Once on the joint account, click on the ‘Account details’ tab:

Scroll down to the ‘Account owners’ section and click on ‘Edit’:

Here, you can amend the lead client with the click of a button - it’s as easy as that!