Platform fees; please see here for our full charging schedule, which is a percentage taken on a tiered basis. This is calculated using the total client portfolio value and instructed proportionally across investment accounts. We allow family linking for up to 10 clients in the same family, and then the tiered platform fee is based on the total platform holding across the family group. Please see here for more information on family linking. 

Product fees; there is an additional product fee for SIPP accounts, again outlined in our charging schedule. This is calculated against the total value of all the client's SIPP holdings on platform, and is deducted from the SIPP account with the largest holding.

Ongoing Adviser fees: ongoing Adviser fees can be taken as a percentage and they can also be tiered. This is set at each investment account level.

Adviser fees will be paid monthly in arrears in accordance with the percentage that has been set on an account. Adviser fees are calculated on the Investor’s average portfolio value each day and charged to the Investor’s accounts monthly. Where an account is withdrawn or the advice arrangement ended between fee runs, no fee will be applied in the next run.

DFM Fees: this is a set percentage as prescribed by the DFM.