Family linking can be completed directly in the front end platform using 'Client Groups'. By combining the assets of the group, clients can benefit from lower platform fees than if they were charged on an individual basis.

The rules for family linking are as follows:

• No more than 10 entities to be linked
• Grandparents, parents, parents-in-law (including step), spouse/civil partner, brother, sister, children (including step or adopted) or grandchildren, of the client can be linked
• Corporate account where the business is fully owned by the family
• Trusts where the investor or any of the above are the settlor of the trust
• Third party accounts where the investor or any of the above are the member.
• Nieces, nephews, cousins, aunties/uncles are excluded.

We will not seek proof as part the process: however we reserve the right to ask for following risk based monitoring.

Please note that minors (JISA clients) are already linked to the parent record so family linking is effectively already in place for them. Therefore you will not be able to add a child record to a Client Group. Upon graduation, you would need to add the new parent record to the Client Group.

One client cannot belong to more than one Client Group and the relevant client accounts must be in active status.

See here for the full process on setting up and managing family groups; Setting up Family Linking