Firstly, where you are completing a Bed and ISA, navigate to the relevant client’s record and check their remaining ISA allowance figure tile.

Bear in mind that if the client has an ongoing regular contribution, the system will not include this in the remaining ISA allowance until the payment has been applied.

It’s also prudent to check there are no unused payment in expectations on the client’s account, as this can cause conflicts in the remaining ISA allowance calculation - these can be deleted, see how to do this here.

To check this year’s contributions to a SIPP, open the SIPP Account in question and set the date range fields to the current tax year. Then navigate to the ‘Report’ tab from withing the SIPP account you are on.

Here you will find a summary of contribution on the ‘Payments’ drop-down and the total amount of money in during the period.

Next, come to the main client record view and select the ‘Internal movement’ tab. 

Here you can select the GIA in the ‘Source account’ section and choose the amount that you would like to move in the ‘Amount to move’ section.

You can also instruct an auto-disinvestment if there is insufficient cash.

You can choose the receiving ISA or SIPP in the ‘Destination account’ section.

And finally choose whether or not you would like to ‘Auto-invest.

You then click review and submit, and the instruction is complete. 

If the funds are already in cash, the transfer will take place immediately and any linked trades will execute at the next dealing point. If the funds require disinvestment, the internal movement is actioned at the point that the sales are executed (which is usually T+1).

You can see a more detailed process guide here: Internal transfers