- Joint GIAs are only available to standard adult client records, so child records, corporate clients and trust clients cannot be used to setup a joint GIA account.
- A pair of clients, can have as many joint sub-accounts as they like, but they have to be with the same person. So if Client A opens a joint account with Client B, Client A cannot then open a joint account with Client C as well.
- Joint account holders have to have the same adviser as one another in order to hold the account together.